getovait asked:


I am a victim of identity theft but caught it years too late because I did not check my credit report. I’ve been reviewing my report this last week and on one of the reporting agencies is a judgment for a debt that I did not make. I have already disputed the items, filed a police report, and contacted the companies.

What do I need to do about this judgment? I have no idea what it is or what to do or who to contact or where to begin.

Adeline V asked:


I am a victim of identity theft. The police in the city in which I live (in Missouri) said they couldn’t file a report for identity theft since it occurred in another state, California. The detective told me I have to file in California. He also said he couldn’t file a police report for me because he can’t prove that it really was identity theft. Was he within his rights to do this? How else can I file a police report? I cannot afford to fly to California just to file one and the debt collector who is asking for payment for the fraudulent account has requested that I send them a copy of the police report within 30 days. Help!

Erin R asked:


My brother recently lost his I.D./License at the bar. He has talked to the staff at the bar and asked them to watch out for it or if someone turns it in. He has also filed a police report. What other things should he be doing to avoid any future identity theft or fraud against him?

Kari A asked:


My sister put multiple bills in my name without my permission. I recently found out and filed a police report and am looking to press charges.

What are the consequences of being charged with this type of fraud/identity theft?