According to the Better Business Bureau, the fraudsters say they are with the “Financial Accountability Association” or the “Federal Legislation of Unsecured Loans” and are equipped with a disconcerting amount of personal information about their potential victims.

If you receive a call from a company claiming to be a debt collector, be sure to do your research about the company to confirm that they are a legitimate debt collection company. You can visit any number of internet websites and search by the telephone number that called you to learn more about the caller before you give out any information.

Do not give out any financial information or other personal information. This may seem obvious to many, but you would be surprised how convincing some of these callers can be. For instance many callers claim to be your bank and can easily sound like they are legitimate when in fact they are not.

Do not provide any personal information or financial information such as bank account numbers, social security numbers or other information over the telephone. Rarely is this information required by a legitimate debt collector.

Don’t fall victim to identity theft, do your homework the next time you get a suspicious telephone call make sure that you know whose calling you before you provide any personal details, financial information or other personal information that can be used to steal your identity.

The next time you receive a spam call or another call that you don’t recognize, be sure to find out who calls you at EveryCall.us, a free service to lookup spam callers and report telemarketers. Blackberry owners can download Call Control, the best blacklist application for Blackberry to block telemarketers and other spam callers quickly and easily.

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