Jacquot- Un chat furieux asked:


It seems to me like the interest rates that they charge are absolutely unbelievable. Especially when they slip it past someone on page 28 of their “rights” package.

However, I wonder about the public’s lack of financial education and how much responsibilty a person has to take for their own actions.

I’m taking an economics course now and it seems like, when reading the basics of capitalism, that a lot of it really seems to depend on consumer’s being rather, frankly, dumb.

Does the Government have a place in “protecting” people, or is this really an example of “buyer beware”?