Beware of Scams When Fixing Your Credit
If you are in bad credit situation and are concerned in searching for a solution to rebuild your credit, then you could be tempted to answer an advert from a company who can promise you that they can give you an entirely new credit identity; all of your bad records will be wiped off and you'll have clean credit record.
Categories: Scams Tags: credit history, credit rating, credit repair, Credit Score, scam, Scams
Identity Theft: Things You Need to Know
Now that we are past the holidays, many of us are expecting to "return to Earth" for the next 11 months or so. However, many of us will receive a small reminder of the fun we just had via our credit card bills. Right now we're all thinking that we didn't go overboard or spend excessively, so any charges should be manageable. Imagine your surprise when you get the bill and discover a balance that is far beyond anything you ever spent. After inspecting for a few minutes, you realize that there are a lot of big-ticket items that you never purchased. Like a bolt out of the blue it hits you: someone stole your identity!
Categories: Identity Theft Tags: bank fraud, credit alert, Credit Card Fraud, Credit Monitoring, Credit Report, Credit Score, Fraud, Identity Fraud, Identity Theft, identity theft defense, Identity Theft Protection, utilities fraud
I heard it hurts your credit score to close accounts. What about Identity theft?
Smothers65 asked:
I read in many places that it hurts your credit score to close accounts for many reasons. If you just leave them open and shred the cards, aren’t you setting yourself up for identity theft?
I read in many places that it hurts your credit score to close accounts for many reasons. If you just leave them open and shred the cards, aren’t you setting yourself up for identity theft?
Share and Enjoy
Categories: Identity Theft Tags: Cards, Credit Score, Identity Theft
Do the more bank accounts you have open raise your chances for identity theft?
Smothers65 asked:
I asked a question about closing accounts for credit score reasons and have been educated on that topic. My next question is if you have open accounts that you don’t use or if you have many open, does it raise your chances for identity theft? Also how do they get your information?
I asked a question about closing accounts for credit score reasons and have been educated on that topic. My next question is if you have open accounts that you don’t use or if you have many open, does it raise your chances for identity theft? Also how do they get your information?
Share and Enjoy
Categories: Identity Theft Tags: Bank Accounts, Credit Score, Identity Theft, Open Accounts
The Way to Avoid Online Free Credit Report Scams
The Fair Credit Reporting Act (FCRA) is a fairly up to date law that was approved by the government that allows each person to get a free credit report annually. This law came about because of the shocking increase in identity theft. Your free credit reports are easily available by ordering them online, through a toll free number, or by mail and you can order your credit reports from all three of the credit reporting companies - Equifax, Experian, and TransUnion.
Categories: Identity Theft Tags: credit repair, credit reports, Credit Score, free credit report scams, free credit reports, Identity Theft, personal finance
Improve Your Credit Even if You’ve Been Denied a Credit Card!
Almost everyone can get their hands on some consumer credit; which is one of the main reasons people are falling more and more into debt. Accumulating thousands of dollars in debt is so easy, and has become all too commonplace.
Categories: Identity Theft Tags: credit, Credit Monitoring, Credit Protection, Credit Score, finance, Financial Security, Identity Theft, Identity Theft Protection
