Posts Tagged ‘Cards’

Business Template Help to Create a Good Business Proposal

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how can i eliminate the threat of “identity theft” when using credit cards on my computer?

Question by The New King of Pop: how can i eliminate the threat of “identity theft” when using credit cards on my computer?
btw, i have the usuall AVG free ed, spybot and Malware Bytes

Best answer:

Answer by Jordan
stop looking at porn, and don’t try and save some prince in nigeria

Know better? Leave your own answer in the comments!

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Keeping Credit Cards Safe: 3 Solutions to Credit Card Fraud – Infographics

Los Angeles, CA (PRWEB) December 29, 2011

CreditDonkey, a credit card comparison site, announces a series of infographics to help consumers understand the risks they face with credit card fraud, the steps they can take to lower their risks and what actions need to occur when fraud is detected.

College Students

Problem: Students spend an increasing amount of time online. While the Internet provides access to a wealth of information, it also opens students up to potential credit card fraud. Many students are aware of identity theft but mistakenly assume they are immune to those dangers.

Solution: “Internet Safety: Online Threats Facing College Students, Identities and Credit Cards” reveals the real danger looming for students in the cyber world.

Travelers

Problem: It’s estimated that 38 percent of all credit card hacking involves hotels, placing travelers at a real risk for fraud. Many travelers are unaware of this risk or what measures they can take to minimize the likelihood of it happening to them.

Solution: “Why Are Hotel Guests More Likely to be Victims of Credit Card Fraud” tackles how hotel guests are affected and what safeguards they can implement to keep their credit cards safe.

Decreasing the Costs

Problem: Unfortunately, fraud happens, and the resulting bill can cause quite the shock, anxiety and confusion for the cardholder.

Solution: “How to Dispute a Credit Card Charge” helps ease the stress of credit card fraud by walking the cardholder through the dispute process to ensure they don’t pay a dime more than required.

About CreditDonkey

Savvy consumers can visit CreditDonkey, a credit card comparison site, to make informed credit decisions. CreditDonkey publishes credit card reviews, deals and tips to help Americans save time and money while avoiding financial danger.

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Related Identity Theft Press Releases

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Choosing The Right Instant Credit Cards

Sadly, rules for getting cards have become stricter and stricter as times go by. May it be due to the current recession or better standards to teach people to be more responsible with their expenses, it is still undeniable that most people will have to go through a very meticulous process before they companies can trust them with a card to their name.

Good thing, though, that also with the recession was instant-approve cards. Basically the same credit cards you need without having to wait forever before getting approved for, these can be big lifesavers especially when you need to build credit with fewer prerequisites than the regular cards.

How “instant” are these instant credit cards? Well, if you’re lucky to find a company that’s really efficient, you can get a card on the same day you’ve applied for it. If you’re luckier, you can even make purchases using the card as soon as you step out of the company’s office a few moments later.

However, as all credit cards go, these instant ones come with risks. So, choosing the right one is really important if you don’t want to be paying interests for the rest of your life. And, of course, with choosing comes a number of reminders that you will need to make the right decision.

One of the very first things you might need to consider in where to get your card is the company’s reputation. You see, in applying for a card, you will need to divulge your most sensitive personal information. And if you will remember, doing this always puts you at risk of identity theft. So, always bear in mind that you should only apply for an instant-approval credit card with a reputable company to avoid any hassles in the future.

Another important thing to do before actually applying for a card would be to compare the companies for their fees and rates. It is already a given fact that a lot of credit companies charge more for instant card holders since they have higher risks of not paying, so if you can, make sure to find one that offers the smallest interest rate. This way, you can be sure that you can pay your dues accordingly and won’t be stuck with the interest for a long time.

With the ability to choose a card company wisely and the skill to thoroughly manage your finances, there should be no problem with getting an instant credit card. Just keep in mind that having this card does not necessarily mean that you can already buy everything, as credit cards are not really as good as money. What you use to make that purchase online is still something you owe to the bank that sooner or later, you will have to pay for.

Finding the right company for your instant credit card company shouldn’t be much of a task. With the numerous companies offering Instant approval card today, you can surely find one where you’ll feel most at home in. But before you go anywhere else, check out (link here) for their instant approval credit card offers.

I heard it hurts your credit score to close accounts. What about Identity theft?

Smothers65 asked:


I read in many places that it hurts your credit score to close accounts for many reasons. If you just leave them open and shred the cards, aren’t you setting yourself up for identity theft?

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What do i do with this unique form of identity theft?

pleasanton_ca@sbcglobal.net asked:


I have so much identity theft from a corrupt mortgage broker (most likely). I paid on two cards for at least six months, which was so stupid. In december, enough was enough and I stopped paying. I have finally started to take action. My attorney says that these can still be proven, but I see little hope. Anybody out there that works in this field? Freemason here.

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