Identity Theft Protection plans? Are there any good ones?
VPOC asked:
I don’t need opinions but actual experience from people who had the plan, whose identity was stolen and who used the protection plan and recovery program first-hand. Has anybody tried Identity Theft Shield from PrePaid Legal? If not them, what other identity theft protection program works?
I don’t need opinions but actual experience from people who had the plan, whose identity was stolen and who used the protection plan and recovery program first-hand. Has anybody tried Identity Theft Shield from PrePaid Legal? If not them, what other identity theft protection program works?
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I have not had personal experience, but I have talked to people who have used the plan offered by Zander Insurance. They recommend it.
You don’t need to waste money on identity theft protection plans. Just have a credit freeze placed on your credit files (you can do this is almost every state now). That way no one (including you) can get credit in your name. If you need to get credit in the future (say to apply for a mortgage), you can temporarily have the credit freeze lifted and then reinstated when you are done.