Do you think it’s necessary to have identity theft protection on your credit cards?
pbJ asked:
Is it worth the $12.95 per month charge?
Is it worth the $12.95 per month charge?
A friend had her credit card number stolen once and they removed all the non-authorized charges…so is it really necessary to pay for theft protection? Do you have it?
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Complete waste of money. As is income protection plans and credit monitoring services.
Put the monthly fee in a savings account instead. You’ll be waaaay ahead.
Just put your name on fraud alert through Trans Union Fraud Dept. Their toll free # 1-800-680-7289. They’ll notify the other 2 bureaus and must be renewed every 90 days in order to keep it active. There is no fee involved. If someone tries to apply for credit using your credit info, they must contact you first before it is processed.